Your college students could be unaware of how lengthy they’ll keep on their mother and father’ medical insurance.
Reply: 26 years outdated.
Questions:
- There’s a false impression that younger folks don’t should get insurance coverage as a result of they’re typically wholesome and don’t want it. What’s one argument towards this?
- Do you suppose there’s a value to being on a mother or father’s medical insurance plan? If that’s the case, do you suppose a toddler’s insurance coverage is extra/inexpensive than their mother or father’s medical insurance?
- Do you suppose it is a good coverage to permit younger folks to remain on their mother or father’s medical insurance plans as much as this age? Why or why not?
Behind the numbers (from HHS.gov):
“Below present regulation, in case your plan covers kids, now you can add or preserve your kids in your medical insurance coverage till they flip 26 years outdated.
Youngsters can be a part of or stay on a mother or father’s plan even when they’re:
- Married
- Not residing with their mother and father
- Attending college
- Not financially depending on their mother and father
- Eligible to enroll of their employer’s plan”
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On the lookout for extra on insurance coverage? Try NGPF’s Insurance coverage unit.
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About
the Creator
Dave Martin
Dave joins NGPF with 15 years of instructing expertise in math and laptop science. After becoming a member of the New York Metropolis Educating Fellows program and incomes a Grasp’s diploma in Training from Tempo College, his instructing profession has taken him to New York, New Jersey and a summer season within the north of Ghana. Dave firmly believes that monetary literacy is significant to creating well-rounded college students which might be ready for a fancy and extremely aggressive world. Throughout what free time two younger daughters will enable, Dave enjoys video video games, Dungeons & Dragons, cooking, gardening, and taking naps.
